Outsourcing Business Insurance Management And Risk
As a team of business risk specialists, we advise businesses in a way that usually only large corporations can afford.
We offer all the advantages of an in-house risk and insurance manager at a fraction of the cost.
A Strategic Safety Net
Do you struggle with insurance and business risk?
We take away the hassle of quotes, audits and claims, leaving you with peace of mind.
Your Guarantee.
As an Insurance Manager client, you can rest assured that we will take care of all your insurance needs. From the initial contact right through to renewal, we will be there when you need us.
We are confident in the quality of advice and service we provide for our clients and the difference it makes in helping you to focus on building your business; so much so that we are prepared to guarantee it. CLICK HERE to see details of our guarantees.
What Our Clients Say
Our customers have given us a Net Promoter Score of 72 (April 2021) which is outstanding not only in our industry, but across other service sectors. You can find out more in our news page.
They provide enormous peace of mind. An expert in the field, always available – with your interests always their priority. It’s a luxury one could never afford on the payroll of a small charity like ours.
I am confident our residents are safer and their environment more protected than ever before. The business is more secure and I have one less hat to wear!
The Insurance Manager has saved us so much time, worry and money over the years that we have no hesitation in recommending them. They invariably go the extra mile and are a joy to work with.
It’s great to be able to discuss our insurance needs with someone who knows all the tricks of the trade but has our best interests at heart.
We could not have pursued this matter without your professional help and understanding. It really was a case of the little man fighting the system.
The Insurance Manager has looked after us for nearly 10 years now. Their successful negotiation of our claim really proved their worth.
We have been clients of The Insurance Manager for many years. They are professional and provide a personal service. They assist in all insurance matters no matter how complex.
They are always there to help and nothing is too much trouble. They have demonstrated a thorough understanding of our business, business needs and also the insurance market and how best it can work for us. Overall a first class service!
Complexity?
You can benefit from savings using our gamekeeper turned poacher approach. The tricks of the broking trade are used in your benefit to negotiate with brokers based on the realistic workload your risk represents to them.
Just because your premium is higher than someone else’s, doesn’t mean it is more complex or takes more time for a broker to process. So why should you pay so much more and subsidise higher maintenance risks?
Did You Know?
Through the traditional broker model, for every £10000 you spend on insurance , up to £5300 of it could be broker commissions, and insurance tax. Leaving as little as £4700 of it as real insurance costs.
Transparency
Have you heard of the other earnings that some brokers have with insurers, which are not declared to you? Growth Bonuses, Marketing Funds, Retention Bonuses, Over-ride payments, Profit Shares, Information Sharing Agreements and “pay to play” fees? Ultimately these costs have to be incorporated into the overall cost of an insurance policy. And whilst you are entitled to ask about the broker’s earnings, they will likely only be able to tell you about the commission rate attributed to the case. But there are often other earnings in the background with insurers. By having an outsourced Insurance manager as your advisor, you can avoid these kind of integrated costs.
You deserve a service that reflects the amount of support you need, you may not be typical of the market average.
Buyers And Advisers, Not Brokers
For every £10,000 you spend in insurance, up to £4,700 can go on broker earnings and tax.
Our clients hire us at a fixed rate to deal with business risk issues.
We aren’t swayed by juicy commissions. *Any savings come to you.
What We Do
Doing The Legwork So You Don’t Have To
Save time, money and worry by leaving risk, insurance and building resilience to us.
We know all the tricks of brokers and insurance companies.
This means we negotiate from a strong position to secure the best package for you at the best price.
Secure The Savviest Solution
As independent buyers, we approach insurers and brokers on your behalf. We liaise with them to get the right result for you. And we negotiate broker fee and commission rebates on your behalf.
Take The Pressure Off Your Finance Team
It’s often assumed you can deal with insurance in-house. But risk is not just about the numbers.
By outsourcing to us, you can access specialist knowledge as and when you need it. Want actuarial-style review services? Self insurance? Claims reports or premium statistics? We’ve got you covered.
Run Tenders on your Behalf
We can run formal tender processes for risk management contracts. These can be run in line with your organisational and / or national procurement regulations.
Scan The Horizon
Managing risk needs to be done continually, not just at renewal time or the annual audit. We manage and advise throughout the lifecycle of your policies. Is there a chance those new suppliers or customers are putting you at risk? Don’t worry, we’ll check.
We're A Little Like...
The Formula One experts of risk
"Your company needs the right tyres for the road ahead. We can check existing ones for wear and tear. Or source ones to cope with the upcoming terrain and weather. When you change cars, you don’t take the tyres with you. The same goes for insurance. As your business grows, we ensure all your new products, services and R&D are protected."
Sleep experts
"If insurance is about sleeping soundly, we buy that mattress of reassurance on your behalf. We keep checking it for faults and will order an upgrade. Or let you know if a futon or hammock is enough."
Independent. Hassle-free. On Your Side.
Our talented team include risk, strategy & resilience experts.
